Terms & Conditions. Effective August 12, 2026. These Terms govern use of keithwilsonmortgage.com and communications from Bank of Little Rock Mortgage (WILSON MORTAGE LENDING LLC) and Keith Wilson, NMLS #147243. INFORMATIONAL PURPOSES: Website content is general mortgage information, not legal, tax, or financial advice. Loan terms, rates, programs, and eligibility may change and are subject to underwriting and approval. APPLICATIONS AND SERVICES: Submitting a form, inquiry, or application does not guarantee approval, credit, a rate lock, or a commitment to lend. Additional documentation and third-party verification may be required. SMS PROGRAM: If you voluntarily select either optional SMS-consent checkbox and provide your telephone number, you agree only to the message category selected. The non-marketing informational option covers mortgage inquiries, appointments, application status, loan updates, document requests, and customer-service responses. The separate promotional/marketing option covers mortgage education, loan programs, special offers, and service updates. Both boxes are unchecked by default, and the form may be submitted without either selection. Message frequency varies. Message and data rates may apply. Reply STOP to opt out at any time or HELP for assistance. Consent is not a condition of service or credit. Carriers are not liable for delayed or undelivered messages. EMAIL AND TELEPHONE COMMUNICATIONS: By providing contact information and submitting a request, you authorize us to respond through the channels you requested, subject to your selections and applicable law. ACCEPTABLE USE: You may not misuse the website, attempt unauthorized access, submit false information, interfere with its operation, or infringe another party's rights. THIRD-PARTY LINKS: External sites and services are governed by their own terms and privacy practices; we are not responsible for their content or availability. DISCLAIMERS AND LIMITATION OF LIABILITY: The website is provided on an as-available basis. To the extent permitted by law, we disclaim implied warranties and are not liable for indirect, incidental, or consequential damages arising from website use. CHANGES: We may update these Terms by posting a revised effective date. Continued use after changes means you accept the revised Terms. ELIGIBILITY AND LAW: You must be at least 18 years old to use this site. These Terms are governed by Arkansas law. PRIVACY AND CONTACT: Our Privacy Policy is available at https://keithwilsonmortgage.com/privacy-page. Questions may be sent to [email protected] or 501-563-1102. Bank of Little Rock Mortgage, 241 Cole Mountain Rd, Springfield, AR 72157. AI VOICE CALLS: By separately selecting the optional AI Voice Call Consent checkbox and submitting the form, you provide prior express written consent for Bank of Little Rock Mortgage (WILSON MORTAGE LENDING LLC) and Keith Wilson to call the number you provide about your mortgage inquiry, loan options, appointment scheduling, and related services, including marketing calls that use an artificial or AI-generated voice. The checkbox is unchecked by default, the form may be submitted without selecting it, and consent is not a condition of service or credit. The AI assistant will identify itself and the business at the beginning of the call. You may revoke consent or request placement on our do-not-call list at any time by saying you do not want further calls. We will honor applicable calling-hour and do-not-call requirements. Calls may be recorded or transcribed for quality, training, compliance, and follow-up purposes where permitted by law and when any required notice or consent is provided. Standard telephone charges may apply.